Urgent help

If you're struggling right now, you're not alone. This page points UK Muslims to real, practical help: hardship grants, food banks, and free, confidential support.

The organisations below help people in financial hardship across the UK. Halal Debt Solutions is an educational service: we signpost you to them; we don't provide the funds ourselves, and each has its own eligibility criteria. If you're not sure where to start, a free, no-judgement callback is always here for you.

Need help today?

If you cannot afford food or essentials right now, these can help quickly.

Food banks (Trussell Trust)

Find your nearest food bank for emergency food parcels. You usually need a referral, which Citizens Advice or your council can arrange quickly.

Find a food bank

National Zakat Foundation (NZF)

One-off Zakat hardship grants (typically £280-£1,870) for eligible UK Muslims who cannot afford essentials such as food or rent and council-tax arrears. No repayment required.

Apply for a grant

Al-Mizan Charitable Trust

The UK's first Muslim grant-funder. Provides small grants or interest-free loans (up to around £500) for people facing financial hardship, of any faith.

Visit Al-Mizan

Zakat & Muslim hardship funds

Faith-based support funded by zakat and sadaqah for Muslims in need.

Islamic Relief UK

Zakat-funded support for Muslims facing hardship in the UK, alongside their wider relief work.

Learn more

Your local mosque

Many mosques have a zakat or hardship committee that can help discreetly and quickly. It is always worth asking at your local masjid.

Ask at your local masjid.

Free, confidential debt help

Regulated and trusted services that give free debt advice: you never have to pay for this.

StepChange

Free debt advice and, where suitable, managed debt plans. One of the UK's largest debt charities.

Get debt advice

MoneyHelper

Free, government-backed guidance on debt, benefits and managing money.

Money guidance

Citizens Advice

Free help with debt, benefits, food-bank referrals and more, in person and online.

Get help

National Debtline

Free, confidential debt advice by phone (0808 808 4000) and online.

Free debt line

Cost-of-living & wider help

Grants and schemes that can ease pressure on food, energy and essentials.

Household Support Fund

Your local council may offer grants for food, energy and essentials through the Household Support Fund. Contact your council to check.

Find your council

Turn2us

A free tool to check which grants and benefits you may be entitled to, plus a grants search.

Check for grants

If you're in crisis right now

If things feel overwhelming, please reach out. These lines are free and confidential.

Samaritans

Free, confidential support, 24 hours a day, whatever you are going through.

Call 116 123

Shout

Free, 24/7 mental-health support by text. Text the word SHOUT to 85258.

Text 85258

Muslim Youth Helpline

Faith-sensitive, confidential support for young Muslims, by phone and online chat.

Get support

Want to talk it through first?

Sometimes it helps just to talk. We offer a free, confidential, no-judgement chat about your situation through an Islamic lens, and can connect you with an FCA-authorised debt adviser.

Request my free callback

Free, confidential and judgement-free; the regulated advice comes from the FCA-authorised advisor we connect you with.

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Halal Debt

SOLUTIONS

Providing educational resources and guidance to help Muslims understand their debt management options and connecting them with FCA-authorised debt solution providers.

© 2026 Halal Debt Solutions. All rights reserved.

Halal Debt Solutions is not authorised by the Financial Conduct Authority (FCA). We are an educational and referral service offering Islamic guidance and signposting: we do not provide debt counselling, debt adjustment or regulated financial advice, and we do not tell you which debt solution is right for you. All content on this website is for general educational purposes only.

When you need regulated advice, we refer you to an FCA-authorised organisation offering free, confidential debt advice tailored to your circumstances. Free, impartial debt advice is also available from StepChange, MoneyHelper, National Debtline and Citizens Advice.

Halal Debt Solutions Limited. Registered in England and Wales, Co Reg No 16780978, Data Protection Registration Number ZC016985.

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