Who we are

A way out, with your deen intact.

Free, faith-aware debt guidance for UK Muslims, and an introduction to a regulated adviser when you need one.

What we do

We explain the options in plain English through an Islamic lens, then introduce you to a regulated adviser who can advise on your own situation, if you want one. The conversation is free and judgement-free.

What we are not

We are not a lender, and we are not authorised by the Financial Conduct Authority. We do not provide debt counselling or debt adjustment, and we never tell you which debt solution is right for you. When we introduce you to an adviser, we tell you who they are and how they are regulated.

Nothing on this site has been reviewed by a scholar, and no scholar has endorsed it. We cite our sources so you can check them yourself.

Where we are so far

90+
people came to us
£750k+
of debt they told us about
10
sent to free help

How we are paid: a partner pays us a referral fee only if you go ahead with a paid solution. Free routes pay us nothing, and you never pay us.

Our promises

What you can hold us to

You never pay us

Not for the conversation, not for the introduction. Never.

We never choose for you

We explain the options. Which one is right for you is the adviser's job, and yours.

Asking costs you nothing

No credit check to talk to us, so asking leaves no mark on your credit file. A debt solution itself can affect your credit record, and the adviser explains how.

We name the free routes

If free help is the better answer, we say so. Ten people have ended with free help rather than a paid solution.

We never point you at new interest

None of the routes we explain involve borrowing more or taking on a new interest-bearing product.

In their words

People we have helped

"I had a really positive experience with Halal Debt Solution. From the beginning, the team was helpful, professional and understanding of my situation. They explained everything clearly and guided me through the process step by step. Thanks to their support and advice, I feel much more confident about managing my finances and working towards becoming debt free. I’m very grateful for the help I received and would definitely recommend Debt Free Solution to anyone who is struggling with debt and looking for professional support."
Hasib Khan · via Trustpilot

Individual experiences vary. Any solution depends on your circumstances and is arranged with a regulated adviser, not with us.

Give back

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Ready to take the first step?

A short, private conversation. Free, and no obligation to go ahead with anything.

Request my free callback

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Halal Debt

SOLUTIONS

Providing educational resources and guidance to help Muslims understand their debt management options and connecting them with FCA-authorised debt solution providers.

© 2026 Halal Debt Solutions. All rights reserved.

Halal Debt Solutions is not authorised by the Financial Conduct Authority (FCA). We are an educational and referral service offering Islamic guidance and signposting: we do not provide debt counselling, debt adjustment or regulated financial advice, and we do not tell you which debt solution is right for you. All content on this website is for general educational purposes only.

When you need regulated advice, we refer you to an FCA-authorised organisation offering free, confidential debt advice tailored to your circumstances. Free, impartial debt advice is also available from StepChange, MoneyHelper, National Debtline and Citizens Advice.

Halal Debt Solutions Limited. Registered in England and Wales, Co Reg No 16780978, Data Protection Registration Number ZC016985.

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